Frequently Asked Questions

Fremont Federal Credit Union offers a variety of ways to make your loan payments quickly, easily, and securely! Whether you're looking to set-up something automatic or you'd like a more conventional option, we've got you covered. You have the option to pay from a Checking or Savings account.

Auto Payment

Set up a recurring payment and have your payments automatically deducted from your First Citizens' savings/checking account or from another institution. Please contact us at (800) 642-7515 or via email at info@firstcitizens.org to set up your automatic payments.

Pay at Your Local Branch or Mail-in Your Payment

You can simply stop by any of our convenient branch locations or mail-in your payment to 315 Croghan Street, Fremont, OH 43420

Call Us

You can call-in to a Member Service Representative to pay your loan. We can transfer your payment from your FFCU savings or checking account.

No. The credit bureau does not allow us to give out copies of the report. You can request a free copy of your credit report by visiting AnnualCreditReport.com.

The federal government requires that each of the three national credit-reporting agencies—Experian, Equifax, and TransUnion—gives you a free credit report every year. You can request a free copy of your credit report by visiting AnnualCreditReport.com.

According to the Federal Trade Commission, the only authorized online source is at annualcreditreport.com. Consumers should be aware that there are many sites out there that claim to offer “free” credit reports but often charge you for another product if you accept the report.

To request your credit report by phone, call (877) 322–8228. To request your credit report by mail, write to Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. Do not contact the individual credit-reporting agencies.

Because the federal government requires that each of the three national credit-reporting agencies—Experian, Equifax, and TransUnion—gives you a free credit report every year, consider staggering the receipt of each of your credit reports. That way, you'll get a continuous picture of how your credit picture looks, because the three bureaus feed each other the latest information. You’ll also be able to clean up errors as you find them (because errors can drag down a credit score) and you'll also keep an eye on identity theft.

To get a free copy of your credit report, visit AnnualCreditReport.com.

Yes or No with applicable details

Yes or no with details as applicable

Yes or no with details as applicable

The answer should include all of the methods that can be used, including in-person and online. Include a link to your secure online loan application.

Provide details and links to any form or application on your site.

A signature loan is a loan without material collateral such as a car or home. The maximum amount you can borrow is [dollar amount]. You can use this loan for just about any purpose. Click here to apply online for a signature loan. The last sentence should be a link to your credit union’s online loan application.

The answer should list the various loans that you offer and include text links to your loan page and your rates page. You can also include a link to your secure online loan application.

Yes or No with applicable details