Savings Rates

Share Accounts     Money Market Savings     Share Certificates

All dividends are calculated on the actual daily balance. Rates are subject to change. Fees may reduce earnings. Contact our Member Service Department at (419) 334-4434 in Fremont or (419) 849-2570 in Woodville in Clyde (419) 547-2348 or (419) 573-6310 in Port Clinton for more information.

Dividend Information - dividends are paid on all share accounts and share certificate accounts are subject to Credit Union earnings and determined from the previous accounting period. Rates stated here are for previous periods or anticipated.

Deposits insured up to $250,000.00 per ownership type. IRAs insured separately up to $250,000.00 per ownership type. Learn more about insurance coverage at www.ncua.gov.

Share Certificate Penalties - we may impose a penalty if you withdraw any of the principal before the maturity date. For all accounts, the amount of the early withdrawal penalty is based on the term of your account. The penalty schedule is as follows: terms of 1 year or less = 90 dividend penalty; terms of more than 1 year = 180 dividend penalty.

Exceptions to Share Certificate Penalties - at our option, we may pay the account before maturity without imposing an early withdrawal penalty under the following circumstances: when an account owner dies or is determined legally incompetent by a court or other body of competent jurisdiction; where the account is an Individual Retirement Account (IRA) and any portion is paid within seven (7) days after establishment, or where the account is an IRA or Keogh and the owner attains age 59 1/2 or becomes disabled.