Savings Rates

Share Accounts     Money Market Savings     Share Certificates

*APY= Annual Percentage Yield. All dividends are calculated on the average daily balance. Rates are subject to change. Fees may reduce earnings. Contact our Member Service Department at (419) 334-4434 in Fremont, (419) 849-2570 in Woodville, (419) 547-2348 in Clyde, (419) 573-6310 in Port Clinton, or (419) 807-1680 in Bowling Green for more information. 

Deposits insured up to $250,000.00 per ownership type. IRAs are insured separately up to $250,000.00 per ownership type. Learn more about insurance coverage at www.ncua.gov. 

Dividends are paid on all share accounts. Dividend rates and annual percentage yields (APYs) are determined by the Credit Union’s Board of Directors and are subject to change at any time. Dividends are based on Credit Union earnings and cannot be guaranteed. For share certificate accounts, the rate and APY are fixed for the term of the certificate at account opening.

Share Certificate Penalties - we may impose a penalty if you withdraw any of the principal before the maturity date. For all accounts, the early withdrawal penalty amount is based on your account's terms. The penalty schedule is as follows: terms of 1 year or less = 90 days dividend penalty. Terms of more than 1 year = 180 days dividend penalty.

Exceptions to Share Certificate Penalties - at our option, we may pay the account before maturity without imposing an early withdrawal penalty under the following circumstances: when an account owner dies or is determined legally incompetent by a court or other body of competent jurisdiction; where the account is an Individual Retirement Account (IRA), and any portion is paid within seven (7) days after establishment, or where the account is an IRA or Keogh. The owner attains age 59 1/2 or becomes disabled.