Fremont Federal Credit Union Insurance
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TruStage™ AD&D Insurance Program

$1000 of TruStage™ Accidental Death and Dismemberment Insurance Coverage Is Yours.

One of the nice benefits of a Fremont Federal Credit Union membership is a no-cost TruStage Accidental Death and Dismemberment (AD&D) insurance policy from CMFG Life Insurance Company. AD&D coverage pays you or your loved ones a cash benefit after an accident results in a covered injury or loss of life due to an accident.

You can get $1000 of coverage, paid for by FFCU, and provided by CMFG Life Insurance Company. You can also get additional AD&D coverage from CMFG Life at affordable rates.

Sign up for your no-cost or additional protection today

TruStage™ AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union and is offered only to members with a permanent residence within the United States. 

Accidents are the leading cause of death for those under age 44*.  Claim your no-cost AD&D coverage now.

Hospitalization Accident Insurance

This is a complimentary program to our AD&D insurance. Designed to help you defray the high cost of hospitalization as the result of an accident. The plan provides cash benefits, paid directly to you, for each day you are hospitalized. The first two months are free as a benefit of membership with our credit union.

The plan offers $200 a day, an amount that doubles if the hospital stay is in intensive care. In addition, the plan offers payment for visits to an emergency room where insureds can receive up to $100 per visit resulting from a covered accident. Family coverage is also available.

An annual mailing will be sent to primary members of our credit union with details and a special "benefit card". Once coverage is effective, you can carry the "activated" benefit card in your wallet or keep with important papers.

There are no medical exams or lengthy health questionnaires to qualify for this insurance plan. In order to activate this insurance coverage, simply complete the enrollment form included in the annual mailing and send it to the Plan Administrator before the deadline indicated. Once enrolled, you will receive an Insurance Coverage Document.

The first two months of coverage are free, as a benefit of membership with our credit union! After the first two months of coverage, premiums will be automatically deducted from your Fremont Federal Credit Union checking account or credit card.

This insurance is underwritten by Hartford Life and Accident Insurance Company. They may reached at 1-800-860-7182 weekdays from 7:00 a.m. to 8:00 p.m. and Saturdays from 8:30 a.m. to 5:00 p.m. CST. with any questions regarding this program, to cancel coverage or to file a claim.

Life Insurance

TruStage Life Insurance products are designed for credit union members, to help you protect the achievements and aspirations of those who matter most in your life. Life insurance may at first seem complicated, but you don't need to be an expert. We're here to help you understand all of the benefits it can provide. 

Your family is your life.  Any amount of coverage can make a difference. Act now.

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