Fremont Federal Credit Union Privacy Policy

Attention Members our East Branch will be closed until further notice. We apologize for any inconvenience, for all of your banking needs please feel free to visit any of our other branches located in Fremont, Clyde, Port Clinton, and Woodville. Thank you for your understanding! East Side Closure Notification (fremontfcu.com)

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Privacy Policy

FACTS What does Fremont Federal Credit Union do with your personal information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • Transaction history
  • Credit scores
  • Income
  • Payment history
  • Overdraft history
  • Account Balances
  • Credit hstory
  • Account transactions
When you are no longer our member, we continue to share your information described in this notice.

 

How? All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’personal information; the reasons Fremont Federal Credit Union chooses to share; and whether you can limit this sharing.

REASONS WE CAN SHARE YOUR PERSONAL INFORMATION DOES FREMONT FCU SHARE? CAN YOU LIMIT THIS SHARING?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations or report to credit bureaus

Yes

No

For our marketing purposes – to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates’ everyday business purposes – information about your transactions and experiences

No

We don't share

For our affiliates’ everyday business purposes – information about your creditworthiness

No

We don't share

For non-affiliates to market to you

No

We don't share

QUESTIONS? Call 419-334-4434 or go to www.fremontfcu.com

WHO WE ARE
Who is providing this notice? Fremont Federal Credit Union

WHAT WE DO
How does Fremont Federal Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those
employees for whom access is appropriate.

How does Fremont Federal Credit Union collect my personal information?

We collect your personal information, for example when you;

  • Open an account
  • Use your ATM/Debit card
  • Pay your bills
  • Apply for a loan
  • Make a wire transfer
  • Make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

DEFINITIONS
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Our affiliates include: Area Financial Services.
Non-affiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Fremont FCU does not share with non-affiliates so they can market to you.
Joint marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include insurance, ATM/Debit and Credit Card companies.

 

Please call 419-334-4434 ext. 243 if there are any questions regarding our privacy policy.

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