The Perfect 10
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THE PERFECT TEN - 10 Year Home Loan
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It's the Perfect Home Loan with a shorter term and lower rate that can help you be mortgage-free faster while saving lots of money in interest.
The Perfect 10
It's a new definition of housework. Let your house, work for you!

For years, you've worked to build up the value of your home. You've made many repairs, an upgrade or two, and a big dent in your original loan amount. Now, you can use all that equity to get a low-cost, 10-year mortgage. With the extra cash, you can consolidate high-interest debt or just have a little extra for the nicer things in life.

Yes, you can be mortgage-free after 10 years!

Here are 10 benefits on why you should be tentative about applying for a Perfect10-Year Mortgage:

  • Low closing costs
  • Great way to consolidate high-interest debt
  • Fast and Easy application process with a quick response
  • No Early Payment Penalties
  • Low fixed10-year mortgage rates
  • More home equity in a shorter amount of time
  • All underwriting, processing, and closing is performed in-house.
  • Payroll Deduction
  • Local Servicing
  • You'll own your home in just 10 short years!


Accomplish Your Financial Goals

We are always ready to help you accomplish your financial goals with our lending options. Fremont Federal CU has an easy application process that can be started online. It's easy to start accomplishing your goal of being free of home debt in 10 years. Fremont Federal Credit Union is your local go-to financial institution for Mortgage and Home Equity choices. Whether it's our Home Equity Line of Credit or our Perfect 10 Mortgage Loan, we are proud to offer our members these great options.

At Fremont Federal Credit Union, we know that your biggest investment is your home and you want a partner you can trust to handle your home loan needs. So, call us today at 419-334-4434 and find out what our team can do for you!
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This new product features a low fixed rate, reasonably low closing costs, and limited documentation from the member. Here are the current interest rates and terms of the product:

Credit Score Current Rate Maximum LTV Term

730+ 1.99%* 80% 10 Years

700-729 2.14%* 80% 10 Years

680-699 2.24%* 80% 10 Years

640-679 2.34%* 75% 10 Years

600-639 2.49%* 70% 10 Years


NMLS Numbers

Fremont Federal Credit Union: Institution # 328544
Kameron Allicock: #1677345 Kelly Hrupcho: #1034665
Tammy Davis:#584662 Rhonda Jones: #767602
Judy Dorsey: #767606 John MacDonald: #1743918
Rachel Firstenberger: #767603 William Nicholson: #767600
Jennifer Flores: #2222017 Mary Paul: #2220478
Robin Gowitzka: #767624 Alisha Stout: # 1674628
Ron Grindle: #767599 Jessica Thompson: #2221830
Kim Hill: #767605 Frank Weasner: #684294
  Kaitlin Walkowiak: #2043062

Annual Percentage Rate. 2.24% APR is based on a loan amount of $100,000.00. Not all borrowers will qualify for pre-approval. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice. Closing Costs will be roughly $1,250.00 - $1,500 depending on the loan amount and may be financed with this transaction. Collateral Valuation: If available, a Home Value Estimate and a Market Condition Report. If not available, a Drive-by appraisal will be ordered. Title Requirement: Lien Search and Attorney’s Opinion of Title.  Income Documentation Requirements: Most recent 2 pay stubs and Last 2 years' W-2s or a Full Verification of Employment. Self Employed individuals will need to provide the last 2 years Federal Tax Returns. Ask for Details.
Membership Eligibility Required. Federally insured by NCUA. Equal Housing Lender.

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