Frequently Asked Questions
- About Fremont Federal Credit Union
- Account Questions
- ATM Questions
- Certificates of Deposit Questions
- Checking Questions
- Debit Card Questions
- Financial Literacy Questions
- General Product and Service Questions
- Home Banking Questions
- Loan and Credit Questions
- Member Privacy Policy
- Miscellaneous Questions
- Online & Mobile Banking Upgrade
- Privacy Policy FAQs
- Roth IRA Questions
- Security Questions
- Upgrade
- Visa Credit Card FAQs
Why?
Financial companies choose with who they share your personal information with. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The personal information we collect and share depends on the product or service we have with us.
This information can include:
- Social Security number and income
- Account balances and transaction history
- Payment history and credit score
How?
All financial companies must share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member's personal information, the reason University Credit Union chooses to share, and whether you can limit this sharing.
| Reasons we can share your personal information | Does University Credit Union Share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. | Yes | No |
| For our marketing purposes — to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | Yes | Yes |
| For our affiliates' everyday business purposes — information about your transactions and experiences. | No | We don't share |
| For our affiliates' everyday business purposes — information about your creditworthiness. | No | We don't share |
| For our affiliates to market to you | No | We don't share |
| For nonaffiliates to market to you | No | We don't share |