Disclosures

• Welcome Letter
• Membership Agreement/Terms & Conditions of Your Account
• Truth-In-Savings Disclosure
• Fee Schedule
• Funds Availability Policy Disclosure
• Electronic Fund Transactions Disclosure and Wire Transfer Notification
• Privacy Policy Disclosure
• Negative Information Reporting to Credit Bureaus Disclosure
• Identity Theft Information
• VISA Terms & Conditions
  HSA Visa Debit Card Disclosure
• New User Interface Guide
• RDC Terms and Conditions
• What's Changed-Old vs New
• Loan Application Disclosure
  Visa Disclosures
  Visa Platinum Disclosure
  MasterCard Disclosure