Refinance Auto Loan
Fremont Federal Credit Union Go to main content Online Banking

Love the Car You Have But Don’t Love the Payment?

We can help you save more every month, with our great rates!

Why Should I Refinance My Auto Loan?

Click Here to read the 5 Reasons to Refinance Your Auto Loan

Reduce your interest rate – Interest rates change regularly, so there’s a good chance that they’ve fallen since you first took out your auto loan!

Lower your monthly payment – If you keep the same term with a lower rate, you’ll save more every month.

Pay off your loan faster – When you reduce your interest rate with an auto loan refinance, you can potentially pay off your loan in less time than you thought.

Become an owner – Not only is it possible for you to be a full owner of your car sooner; when you join Fremont Federal Credit Union, you’ll also become a part-owner of the credit union. Unlike banks, we have members, not customers, and therefore our profits are given back to the members in the form of lower interest rates on loans and higher yields on savings accounts.

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What Will My Payment Look Like?

Calculate your estimated payment based on our current rates.



How Do I Get Started?

Applying for an auto loan refinance is easy! You can do it online, over the phone, or at one of our branches and you could have your new loan within 24 hours. All you’ll have to do is answer some basic questions about your vehicle and your current loan, as well as your current financial status.

*APR=Annual Percentage Yield. Loans and Credit Cards are subject to credit qualifications and approval. Rate is based on credit qualifications. Program rates, terms, and conditions are subject to change without notice.  **Interest will continue to accrue during the 60 days' no-payment period. 

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