HELOC Loan Special
Fremont Federal Credit Union Go to main content Online Banking

Make IT Happen

Get as low as a 4.49%APR*rate for the first 6 months on an FFCU Home Equity Line of Credit
A home equity line of credit (or HELOC) equips you with the ability to make use of the equity in your home that you’ve worked so hard to build. Tap into that equity and utilize it to make those home renovations you’ve been wanting to do or even take care of an unexpected expense that you weren’t prepared to pay.
At Fremont Federal Credit Union, our Home Equity Line of Credit, aka HELOC gives you the power and flexibility to borrow as much or as little as you need. You can apply those funds to whatever expenses you would like, similar to a credit card, but with great, low rates.

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Let us help you build your tomorrow by taking advantage of what you have today.

How do I use a Home Equity Line of Credit?
There are 3 ways to access your Home Equity Line of Credit:

  1. We'll give you checks to write for stuff you need and the money will come from your Home Equity Line.
  2. You may access the line via our Online Banking to transfer to another account.
  3. Or you can visit one of our friendly tellers to withdraw from the loan in person.

You can Make IT Happen with an FFCU HELOC!

Funds can be used for:

  • Home Improvement
  • Paying off high-interest credit cards & debt
  • Tuition
  • Vacation
  • Debt consolidation
  • College funding
  • Big wedding
  • Once-in-a-lifetime vacation
  • Motorcycle, RV, or boat
  • Classic car
  • Any big purchase where you might need a great rate and possible tax deductibility*

Check out our Home Equity Line of Credit special TODAY! 
HELOCs are secured by real estate and are available within our field of membership; however, other areas may be considered.
Only for a limited time!

Give us a call at 419-334-4434 in Fremont, 419-849-2570 in Woodville, 419-547-2348 in Clyde, and 419-573-6310 in Port Clinton for more information or to apply.

Fremont FCU’s current Mortgage Loan Originator roster can be viewed at the following link https://www.nmlsconsumeraccess.org by entering Fremont Federal Credit Union's NMLS ID: 328544

*APR=Annual Percentage Rate. The Introductory Rate of 4.49% APR is fixed for the first 6 months from the closing date. Thereafter, your rate will change to the Variable Rate based upon Prime Rate plus a margin. The margin is based upon credit score (With an interest rate floor of 4.00%) APR is 4.49% on a $10,000 HELOC with a credit score of 730. This APR includes the $175.00 processing fee. Interest rates are determined based on creditworthiness. The maximum Annual Percentage Rate that can apply is 18.00%, or the maximum permitted by law, whichever is less. Introductory Rate HELOC special requires a minimum FICO credit score of 730, and a combined loan-to-value (total amount owed on your home, divided by the appraised value) not to exceed 90%. Property insurance is required. Qualified borrowers only. Existing FFCU debt is not eligible. Rates are current as of March 1, 2023. Program rates, terms, and conditions are subject to change without notice. NMLS #328544. The promotional period is 4/1/2023 - 6/30/2023. All loans are subject to approval.


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