*APY= Annual percentage yield. Hi–Lo Checking can earn a max of 10.47% APY* on balances up to $1,500.00 when monthly qualification requirements are met. Additional Balances over $1,500.00 earn 0.00% APY. To earn the stated APY, you must meet monthly requirements of 12 debit card purchases, one direct deposit, and enroll in and receive e-statements. If qualifications are not met, the entire balance earns 0.00% APY. Rates effective: June 29, 2026

*APR = Annual Percentage Rate. Offer valid April 1 – July 18, 2026. Rates as low as 9.49% APR are available for qualified borrowers for loans between $2,500 and $10,000 with a 24-month term, based on loan amount and credit worthiness. (9.49% APR is based on a $10,000 loan with a term of 24 months, with monthly payments of approximately $459.24.) A $75 processing fee applies.