*APY= Annual percentage yield. Hi–Lo Checking can earn a max of 10.47% APY* on balances up to $1,500.00 when monthly qualification requirements are met. Additional Balances over $1,500.00 earn 0.00% APY. To earn the stated APY, you must meet monthly requirements of 12 debit card purchases, one direct deposit, and enroll in and receive e-statements. If qualifications are not met, the entire balance earns 0.00% APY. Rates effective: June 10, 2026

*APR = Annual Percentage Rate. A 0.50% rate discount is available on approved APRs for qualified electric and plug-in hybrid vehicle loans. Eligible vehicles must meet internal lending criteria. No payments for the first 75 days; interest will accrue during the deferral period. All loans are subject to credit approval, and rates, terms, and conditions may vary based on creditworthiness, loan amount, and loan term. Offer may be modified or discontinued at any time without notice. Membership eligibility required. Federally insured by NCUA. Rates effective: June 10, 2026

*APR = Annual Percentage Rate. Offer valid April 1 – July 18, 2026. Rates as low as 9.49% APR are available for qualified borrowers for loans between $2,500 and $10,000 with a 24-month term, based on loan amount and credit worthiness. (9.49% APR is based on a $10,000 loan with a term of 24 months, with monthly payments of approximately $459.24.) A $75 processing fee applies.