Drive into the Holidays with Big Wins and Even Bigger Savings!

Auto Loan Special — Rates as Low as 4.99% APR*

Plus, No Payments for 3 Months!

Score a holiday victory on your next ride! From October 1 through November 30, 2025, Fremont Federal Credit Union is giving you a Christmas miracle:

•  Low Rates – Auto loans starting at 4.99% APR*
•  No Payments for 90 Days – Drive today, pay later   
•  Flexible Terms & Fast, Local Approvals

Whether it’s a new car, used vehicle, motorcycle, or RV, our team is ready to help you cross the goal line in style this holiday season.

Celebrate the Holidays with a 1.99% Intro APR*

Enjoy extra savings on your holiday shopping — exclusive offer for our members.

1.99% Introductory APR*

• Available on all retail purchases for the first 12 months from account opening
• Offer valid November 1, 2025 – December 31, 2025
• For qualified applicants (credit score of 600+) 

Holiday Spend & Get Rebate

Earn a $25 Rebate when you spend $1,000 or more between November 15 and December 31, 2025.

• Limit one rebate per account
• Register your card at mycardrebate.com by December 31, 2025
• Rebate credited automatically within 8 weeks after promotion ends

Apply HERE and start saving this season!

*Annual Percentage Rate (APR).  Rates as low as 4.99% APR.  Actual APR may vary based on creditworthiness, loan term, and other factors. Advertised “as low as” rate reflects the lowest available note rate with all eligible discounts based upon a $30K loan for 60 months and an estimated monthly payment of $566.  Other rates and terms available.  All loans are subject to credit approval.  Not all applicants will qualify for the lowest rate.  Rates, terms, and conditions are subject to change without notice.  Interest accrues from the date of loan disbursement.  First payment is due approximately 90 days after loan closing.  Offer valid October 1 – November 30, 2025.  Excludes mortgages and credit cards. Credit Card Offer:  Open a new credit card and enjoy a 1.99% introductory APR on all retail purchases for the first 12 months from the date of account opening (available to applicants with a credit score of 600 or higher), November 1, 2025, through December 31, 2025.  This promotional rate excludes cash advances and balance transfers.  Rebate award is based on total purchases made during the promotional period of November 15 to December 31, 2025.  A $25 rebate will be issued to cardholders who complete $1,000 or more in total qualified purchases.  Limit one rebate per card account for a maximum rebate of $25.  Offer applies only to the recipient of the holiday Spend & Get promotional email.  Cash advances, balance transfers, fees, and finance charges are not considered qualifying purchases.  You must register your card at mycardrebate.com on or before December 31, 2025, to qualify.  Rebate credit will be automatically posted to your account within 8 weeks of the promotion end date and is non-transferable.  Promotional rates and terms are subject to change without notice.  All offers are subject to credit approval.  Members must be in good standing for all promotions.  Additional terms and conditions may apply.  Please refer to the full loan and/or card member agreement for complete details.  Membership eligibility required.  Federally insured by NCUA.