Make the Season Brighter with a Holiday Loan! 

The holidays are a time for joy — not financial stress. Whether you’re planning festive celebrations, travel, or the perfect gifts, our Holiday Loan gives you the extra cash you need to make this season special. Enjoy a low, fixed rate and flexible repayment, all with the convenience and personal service you trust from Fremont Federal Credit Union.

Why You’ll Love It

Low, Fixed Rate
Enjoy predictable monthly payments with rates as low as 11.34% APR* on a 12-month term.

No Payments for 60 Days
Relax this season — your first payment isn’t due until two months after closing.

Quick & Easy Application
Apply online in minutes and get a fast decision. The holidays are busy — we make financing simple.

Ready to make the season merry and bright?
Apply today and get the cash you need to celebrate your way.

Apply Now 

*Annual Percentage Rate. 12-month term with an APR of 11.34% based on $2,000. A $25 loan processing fee will be applied, with a maximum loan amount of $2,025.00.
First payment is due 60 days after closing. Loan approval will be determined by individual credit history. Rates effective October 1, 2025, through December 31, 2025.
Interest will continue to accrue during the 60-day no-payment period, and choosing to defer payments for 60 days will impact the total amount of interest paid over the life of the loan.
Loan offers, rates, terms, and conditions are subject to change without notice.
Membership Eligibility Required. Insured by NCUA.