0% Balance Transfer
Fremont Federal Credit Union Go to main content Online Banking Shop for a Car

Start 2026 with Zero Regret

Transfer your balance and enjoy 0.00% APR* for 12 months

Apply Here!

0.00% APR* for 12 Months
Pay no interest on balance transfers for a full year, giving you more control over your finances.

Simplify Your Payments
Combine high-interest credit card balances into one easy monthly payment.

Local. Trusted. Member-Owned.
Bank with a credit union that puts people over profits and supports your financial goals.

How It Works

Step 1: Apply
Complete a quick and easy online credit card application or apply in person at a branch. 

Step 2: Transfer Your Balance
Move balances from higher-interest credit cards to your Fremont Federal Credit Union card.

Step 3: Save on Interest
Pay 0.00% APR* for 12 months and focus on paying down debt faster. 

*APR=Annual Percentage Rate. Offer valid for new balance transfers only, January 1 - March 31, 2026. Balance transfers of Fremont
Federal Credit Union Credit Cards do not qualify for this pro rate. Existing balances do not qualify. The promotional interest rate
of 0.00% APR applies to transferred balances for the first 12 months from the date of the transfer. After the promotional period ends, the
maximum APR of 18% will apply to any remaining balance. Account approval is subject to credit review. Late payments, missed
payments, or exceeding your credit limit may result in the promotional APR and could lead to higher APRs and fees. Terms
and conditions are subject to change without notice. For details, please refer to the Credit Card Agreement or contact Fremont
Federal Credit Union at 479-334-4434. Membership eligibility required. Federally insured by NCUA.

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