Close
Hide menu

Checking & Savings Checking Accounts

Have a question? Get in touch with us at 419.334.4434

Checking Accounts

Imagine convenient, flexible checking accounts that are catered to your specific needs, at low or no cost. And now, with Fremont Federal Credit Union: make it a reality.

Help guide me

Not yet a member? See the benefits and apply now.

Hi-Lo Checking

High Interest, Low Balance

Earn a maximum of

10.47%APY*

on your first $1,500!**

Great for Those looking to earn money quickly and easily.

  • Minimum opening deposit is $50
  • Direct deposit required
  • E-Statements required
  • Unlimited check writing and free online check copies
  • Members must make 12 debit card swipes a month
Apply now Learn more

Regular Interest Checking

Open to anyone over the age of 18.

0.15%APY*

With a minimum daily balance of $1,000

Great for People who need the flexibility of maintaining a low minimum balance.

  • Minimum opening deposit: $50
  • Service charge: $5
  • Minimum balance to waive the service charge: $250 daily aggregate total in any Share Deposit Account with Fremont Federal
  • Unlimited check writing and free online check copies
Apply now Learn more

Premier Checking

Open to those ages 50+

0.35%APY*

Interest paid on all funds

Great for Older adults looking for an interest-earning checking account—and who like special discounts and benefits.

  • Minimum opening deposit is $50
  • No service charge
  • Pays interest on all funds
  • Two free boxes of personalized standard Premier checks annually
  • Free notary service
  • One no-fee money order and an official check per month
  • Unlimited check writing and free online check copies
Apply now Learn more

Additional Checking Options

  • eChecking

    Perfect if you enjoy the convenience and flexibility of banking anytime, anywhere. More

  • Cha-Ching Teen Club

    Help your teen save money securely—and earn interest. More

*Annual Percentage Yield. The dividend rate for these accounts is subject to change without any notice. Fees or other conditions could reduce the earnings on these accounts. Please contact Fremont Federal Credit Union for additional information regarding applicable rates, fees and terms. Rates effective: June 10, 2026

*APY= Annual percentage yield. **Hi-Lo Checking. Hi–Lo Checking can earn a max of 10.47% APY* on balances up to $1,500.00 when monthly qualification requirements are met. Additional Balances over $1,500.00 earn 0.00% APY. If qualifications are not met, the entire balance earns 0.00% APY. Rates effective: June 10, 2026

Here for everyday spending and long-term saving

After you decide on a checking account, check out our range of saving accounts and share certificates. Thanks to their low minimum deposits, these accounts make it easier to put funds away for a rainy day. Imagine that.

Help guide me

Want to join? Great! We’d love to have you.

Just by opening a checking account, you can become a lifetime member at Fremont Federal Credit Union. Get access to our financial expertise and tailored advice—stop by a branch to begin enrollment.
Let’s talk