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Hi-Lo Checking

High Interest, Low Balance


Earn a maximum of

10.47%APY*

on your first $1,500!**

Great for Those looking to earn money quickly and easily.

  • Minimum opening deposit is $50
  • Direct deposit required
  • E-Statements required
  • Unlimited check writing and free online check copies
  • Members must make 12 debit card swipes a month

Regular Interest Checking

Open to anyone over the age of 18.


0.15%APY*

With a minimum daily balance of $1,000

Great for People who need the flexibility of maintaining a low minimum balance.

  • Minimum opening deposit: $50
  • Service charge: $5
  • Minimum balance to waive the service charge: $250 daily aggregate total in any Share Deposit Account with Fremont Federal
  • Unlimited check writing and free online check copies

e-Checking

General Checking


Great for Anyone looking for convenient banking they can access anywhere.

  • Minimum opening deposit is $50
  • $5 service charge

*Annual Percentage Yield. The dividend rate for these accounts is subject to change without any notice. Fees or other conditions could reduce the earnings on these accounts. Please contact Fremont Federal Credit Union for additional information regarding applicable rates, fees and terms. Rates effective: June 10, 2026

*APY= Annual percentage yield. **Hi-Lo Checking. Hi–Lo Checking can earn a max of 10.47% APY* on balances up to $1,500.00 when monthly qualification requirements are met. Additional Balances over $1,500.00 earn 0.00% APY. If qualifications are not met, the entire balance earns 0.00% APY. Rates effective: June 10, 2026

Save your money. And peace of mind.

Beyond everyday spending, we also have tons of options for savings accounts and share certificates. Thanks to low minimum deposits, there’s something for everyone looking to save up for “someday.” Imagine that!

It’s easy to join—and love—Fremont Federal Credit Union.

Stop by a branch to start your member enrollment and unlock all the helpful products we have to offer.
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