Optimize savings with a Money Market account.


Minimum opening deposit is $1,000

Start saving with this minimum payment, or earn even more interest by depositing a larger sum.

Own a share in our credit union

Opening an account lets you cast your vote for our volunteer Board of Directors and enjoy other exclusive perks.

No withdrawal or transfer limits

Feel free to withdraw or transfer funds as needed. Because itโ€™s your money, and you should have a say. Imagine that.

See the difference a year makes in your savings

We make it easier to understand Annual Percentage Yield.

Money Market Savings Accounts

Effective Date: Wednesday, June 10th, 2026

Nominal RateAPY*Min. Daily Balance to Earn DividendsMin. Amt to OpenDividends Compound & Paid
0.00%0.00%$0-999.99$1,000.00Monthly
0.50%0.50%$1,000 – 4,999$1,000.00Monthly
1.50%1.51%$5,000 – 24,999$1,000.00Monthly
2.25%2.27%$25,000 – 99,999$1,000.00Monthly
3.00%3.04%$100,000 and higher$1,000.00Monthly

*APY = Annual Percentage Yield. Rates and APYs are tiered and variable and may change at any time. Dividends are calculated using the average daily balance method. Fees may reduce earnings. Qualification requirements apply. Rates effective: June 10, 2026

Members get more.

We want to help simplify your lifeโ€”and finances. So weโ€™re happy to offer these benefits for your convenience:

Online Banking

Visit your account, chat with our experts, and enroll in e-statements.

More

Mobile Banking

Deposit checks and see your progress on-the-go with our streamlined app.

More

Share Certificates & Dividends

Have access to high-interest certificates and the chance to earn dividends.

More

Direct Deposit

Send funds straight to your account instead of waiting on checks to clear.

More

Great news: we do checking accounts, too.

Once you set up your savings account, keep the momentum going with our checking accounts.

Featuring:

0.25% Rate Discount

Get a 0.25% rate discount on direct installment loans with auto-debit from a FremontFCU account.


Overdraft Protection

Avoid penalties and other fees.


Unlimited Bill Pay

No more stamps, checks, or hassles needed!

Weโ€™ll answer all your questions, anytime.

Need clarification? Chat with a real personโ€”who really knows what theyโ€™re talking about. Our Member Service Call Center is always open.

FAQs

Here are the questions we get asked the most.

Yes, dividends are earned based on your balance.

A small minimum deposit is typically required to open and maintain membership.

A savings account establishes your membership and helps you build financial security.

Yes, standard mobile banking is free.

Mobile deposit, transfers, and account monitoring.

Yes, available for iOS and Android.

Sign up through the website with your account details.

Yes, it uses advanced security features.

Check balances, transfer funds, and manage accounts.

Most e-services are free.

Through online or mobile banking.

Digital tools like e-statements, alerts, and account notifications.

Itโ€™s easy to joinโ€”and loveโ€”Fremont Federal Credit Union.

Stop by a branch to start your member enrollment and unlock all the helpful products we have to offer.
Letโ€™s talk

See all the ways to save.

Our experts are happy to help find the right savings account for your goals.

Regular Savings


0.15%APY*

With a minimum daily balance of $1,000

Great for Those getting to know us. Deposit $5โ€”just like that, you own a share of our credit union.

  • Minimum opening deposit is $5
  • Service charge is $2/month if the balance falls below $100
  • Pays interest on balances of $100 or more
  • Pays interest on all balances if age 18 or less

Money Market Savings


3.04%APY*

Variable based on minimum daily balance

Great for Combining the liquidity of a savings account with limited check-writing privileges. Plus, earning higher interest!

  • Minimum opening deposit is $1,000
  • Service charge is $5/month if balance falls below $1,000
  • Pays interest monthly on all funds over $1,000 at tiered levels
  • No withdrawal or transfer limits 

Special Occasion Accounts


0.15%APY*

Interest paid on all funds

Great for Working toward a bigger goal. With this account, you can easily separate your funds and track your savings and budget.

  • The minimum opening deposit is $0
  • No service charge
  • Pays interest on all balances

Additional Savings Options


  • Ohio Homebuyer Plus Savings Account

    Save faster for your dream home with premium interest & local service. More

  • Share Certificates

    Let your money work for you with this safe, solid investment. More

  • Health Savings Accounts

    Get more flexibility and control over your healthcare costs. More

  • Youth Accounts

    Help kids build good habits early with these accessible accounts. More

*Annual Percentage Yield. The dividend rate for these accounts is subject to change without any notice. Fees or other conditions could reduce the earnings on these accounts. Please contact Fremont Federal Credit Union for additional information regarding applicable rates, fees and terms. Rates effective: June 10, 2026

Open today Not a member yet? See the benefits. Have a question? Get in touch with us at 419.334.4434