Home loans

Looking for a new home can feel overwhelming, but we’ll be by your side every step of the way—because we’re excited to have you in this community we love so much. Imagine that.

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We have loan solutions for every situation

Traditional mortgage

15- and 30-year loan options


Great for those who want to get pre-approved before deciding on the perfect home.

  • Low closing costs
  • Local service
  • Escrow included
  • Autopayment helps you budget
  • Flexible payments help you pay off your loan quicker

The Perfect 10

10-year home loan


Great for those who want to pay off your mortgage sooner and save on interest.

  • Helps consolidate high-interest debt
  • Fast and easy application process
  • No early payment penalties
  • Low fixed 10-year mortgage rates
  • All underwriting, processing, and closing are performed in-house.

Construction loan


Great for those who want financial assistance in building their dream home.

  • Local service
  • Payroll deduction helps you budget
  • Monthly payments help you pay off your loan quicker

Bridge or blanket loan


Great for those in the stage between buying a new house and selling their old house.

  • Uses the existing equity in your current home
  • Local service
  • Fast and easy application process

Get a feel for the Fremont Federal Credit Union difference

Sure, we’re biased—but we still think there are tons of good reasons to choose us over big banks. Here are some examples:

We keep closing costs low

We know this can be a stressful process, and we’d never turn it into a predatory way to charge extra fees.

We handle everything locally

Buying a house is a big decision, and there’s a lot to be said for working with real people who know this area.

We include taxes and insurance

Escrow is included in your mortgage payment, so you can better budget and won’t face surprise costs.

We help you pay off your home faster

We make payments as painless as possible, and do not penalize for early payments.

We help you budget

We’ll break down your costs and provide budgeting tips that actually fit your lifestyle. Imagine that.

Let us lower your down payment

We can help you save smarter and buy sooner. Learn more about our homebuyer programs.

Learn more

Fremont FCU’s current Mortgage Loan Originator roster can be viewed here by entering Fremont Federal Credit Union’s NMLS ID: 328544

No strings attached. Just a lot of expertise to pull from.

Stop by a branch to talk with one of our representatives about becoming a member—and to discuss how FremontFCU can make your life easier. Come in at your convenience, or schedule an appointment if that’s your thing.
Let’s talk
Apply today Not a member yet? See the benefits. Have a question? Get in touch with us at 419.334.4434