Checking & Savings

Great news, neighbors: Fremont Federal Credit Union is here for your everyday budgeting and long-term goals. Imagine that.

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Not yet a member? See the benefits and apply now.

Checking Accounts

Hi-Lo Checking

High Interest, Low Balance

Earn a maximum of

10.47%APY*

on your first $1,500!**

Great for Those looking to earn money quickly and easily.

Minimum opening deposit is $50
Direct deposit required
E-Statements required
Unlimited check writing and free online check copies
Members must make 12 debit card swipes a month

Apply now Learn more

Regular Interest Checking

Open to anyone over the age of 18.

0.15%APY*

With a minimum daily balance of $1,000

Great for People who need the flexibility of maintaining a low minimum balance.

Minimum opening deposit: $50
Service charge: $5
Minimum balance to waive the service charge: $250 daily aggregate total in any Share Deposit Account with Fremont Federal
Unlimited check writing and free online check copies

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Premier Checking

Open to those ages 50+

0.35%APY*

Interest paid on all funds

Great for Older adults looking for an interest-earning checking account—and who like special discounts and benefits.

Minimum opening deposit is $50
No service charge
Pays interest on all funds
Two free boxes of personalized standard Premier checks annually
Free notary service
One no-fee money order and an official check per month
Unlimited check writing and free online check copies

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Additional Checking Options

eChecking

Perfect if you enjoy the convenience and flexibility of banking anytime, anywhere. More
Cha-Ching Teen Club

Help your teen save money securely—and earn interest. More

*Annual Percentage Yield. The dividend rate for these accounts is subject to change without any notice. Fees or other conditions could reduce the earnings on these accounts. Please contact Fremont Federal Credit Union for additional information regarding applicable rates, fees and terms. Rates effective: June 10, 2026

*APY= Annual percentage yield. **Hi-Lo Checking. Hi–Lo Checking can earn a max of 10.47% APY* on balances up to $1,500.00 when monthly qualification requirements are met. Additional Balances over $1,500.00 earn 0.00% APY. If qualifications are not met, the entire balance earns 0.00% APY. Rates effective: June 10, 2026

Savings Accounts

Regular Savings

0.15%APY*

With a minimum daily balance of $1,000

Great for Those getting to know us. Deposit $5—just like that, you own a share of our credit union.

Minimum opening deposit is $5
Service charge is $2/month if the balance falls below $100
Pays interest on balances of $100 or more
Pays interest on all balances if age 18 or less

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Money Market Savings

3.04%APY*

Variable based on minimum daily balance

Great for Combining the liquidity of a savings account with limited check-writing privileges. Plus, earning higher interest!

Minimum opening deposit is $1,000
Service charge is $5/month if balance falls below $1,000
Pays interest monthly on all funds over $1,000 at tiered levels
No withdrawal or transfer limits

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Special Occasion Accounts

0.15%APY*

Interest paid on all funds

Great for Working toward a bigger goal. With this account, you can easily separate your funds and track your savings and budget.

The minimum opening deposit is $0
No service charge
Pays interest on all balances

Apply now Learn more

Additional Savings Options

Ohio Homebuyer Plus Savings Account

Save faster for your dream home with premium interest & local service. More
Share Certificates

Let your money work for you with this safe, solid investment. More
Health Savings Accounts

Get more flexibility and control over your healthcare costs. More
Youth Accounts

Help kids build good habits early with these accessible accounts. More

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