Vacation loans let you travel now and pay later.

Need a break ASAP? Vacation loans let you take your trip now and pay it back after your tan fades. Amazing memories await!

Apply today

11.395%APR*

Based on credit score and loan amount.

No payment for 75 days

Truly enjoy your time off knowing that your monthly repayments won’t start for over two months.

No collateral, and no pre-payment penalties

All we need is your name and your good standing. And if you pay your loan off early—all the better!

Loans up to $10,000

You’ll have the funds to take the trip of a lifetime thanks to this sky-high loan limit.

*APR = Annual Percentage Rate and is based on a loan amount of $25,000, a rate of 4.25%, and 36 monthly payments of $747.81. Based on a 730+ credit score. Rates effective: June 10, 2026

These perks are straight from paradise. Imagine that.

Fixed monthly payments

No surprises here! Your monthly payments will stay the same, so you’ll have a better sense of your budget.

Competitive rates

When you consider our low rates alongside the other vacation loan features—it’s no contest.

Fast and easy approval process

We handle all your paperwork in-house for a smoother, one-stop experience.

Debt protection can provide peace of mind

These optional programs can help ensure that your loved ones are provided for.

Learn more

Bring us all your banking baggage.

Not a member yet? Stop by a branch to discuss joining Fremont Federal Credit Union. (And don’t forget to bring your financial questions along, too.)
Let’s talk

We can walk you through all our loans

No matter what your next purchase entails, we can help find the right loan solution for you.

Signature Loan


Great for Those looking to make a smaller purchase

  • Commonly used to buy furniture and appliances, but can be used for anything
  • No collateral required
  • Local service

Vacation Loan


Great for Those looking to get away now and pay it back later

  • No payment for 75 days
  • No collateral needed based on creditworthiness
  • Loans are available for $2,500 –$10,000

Share or Certificate Secured Loan


Great for Those establishing or repairing their credit.

  • Allows for loans up to the amount you have on deposit
  • Lower rates
  • Builds positive repayment history
Apply today Not a member yet? See the benefits. Have a question? Get in touch with us at 419.334.4434