Consider this Financial Literacy 101

We’re here to make managing money easy for students. So these checking accounts meet the needs of those who are just starting out their financial journeys—all while navigating school, work, and extracurriculars, no less!

Help guide me

Hi-Lo Checking

High Interest, Low Balance


Earn a maximum of

10.47%APY*

on your first $1,500!**

Great for Those looking to earn money quickly and easily.

  • Minimum opening deposit is $50
  • Direct deposit required
  • E-Statements required
  • Unlimited check writing and free online check copies
  • Members must make 12 debit card swipes a month

e-Checking

General Checking


Great for Anyone looking for convenient banking they can access anywhere.

  • Minimum opening deposit is $50
  • $5 service charge

*Annual Percentage Yield. The dividend rate for these accounts is subject to change without any notice. Fees or other conditions could reduce the earnings on these accounts. Please contact Fremont Federal Credit Union for additional information regarding applicable rates, fees and terms. Rates effective: June 16, 2026

*APY= Annual percentage yield. **Hi-Lo Checking. Hi–Lo Checking can earn a max of 10.47% APY* on balances up to $1,500.00 when monthly qualification requirements are met. Additional Balances over $1,500.00 earn 0.00% APY. If qualifications are not met, the entire balance earns 0.00% APY. Rates effective: June 16, 2026

Learn to love saving. (As much as you love spending.)

Imagine that! Our savings accounts support students as they start to make money and understand how much things really cost.

Enrolled in school? Enroll here, too.

Become a member of Fremont Federal Credit Union now and enjoy the perks for life. Get personalized financial advice and valuable lessons in money management. Visit your nearest branch to begin the enrollment process.
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