See how the Perfect 10 Home Loan got its name.

The Perfect 10 Home Loan has a shorter term and lower rate that can help you pay off your mortgage faster—all while saving on interest.

Apply today

Rates change daily

Please call us at 419-334-4434 for a current rate.

Get mortgage-free in just 10 years

Save on interest—and stress—with this unbeatable home loan option.

The small details make a big difference.

We’re proud to offer home loans that come with these great features.

Fast and easy application process

Forget confusing paperwork. We want to make things as straightforward as possible. Imagine that.

No early-payment penalties

Other banks might charge predatory fees, but we wouldn’t treat our neighbors that way.

Low fixed rates

Not only do we have thoughtful customer service—we also have competitive rates.

Here are other ways we stand apart.

We know buying a home can be a big decision, and you shouldn’t leave it to just any financial institution.

We keep closing costs low

We know this can be a stressful process, and we’d never turn it into a predatory way to charge extra fees.

We handle everything locally

Buying a house is a big decision, and there’s a lot to be said for working with real people who know this area.

We include taxes and insurance

Escrow is included in your mortgage payment, so you can better budget and won’t face surprise costs.

We help you pay off your home faster

We make payments as painless as possible, and do not penalize for early payments.

We help you budget

We’ll break down your costs and provide budgeting tips that actually fit your lifestyle. Imagine that.

Let us lower your down payment

We can help you save smarter and buy sooner. Learn more about our homebuyer programs.

Learn more

Fremont FCU’s current Mortgage Loan Originator roster can be viewed here by entering Fremont Federal Credit Union’s NMLS ID: 328544

Welcome to the home of better mortgages.

Become a member of Fremont Federal Credit Union to unlock our exclusive products, offerings, and financial advice.
Let’s talk

We have loan solutions for every situation.

Let’s work together to find the right fit for you.

Traditional mortgage

15- and 30-year loan options


Great for those who want to get pre-approved before deciding on the perfect home.

  • Low closing costs
  • Local service
  • Escrow included
  • Autopayment helps you budget
  • Flexible payments help you pay off your loan quicker

The Perfect 10

10-year home loan


Great for those who want to pay off your mortgage sooner and save on interest.

  • Helps consolidate high-interest debt
  • Fast and easy application process
  • No early payment penalties
  • Low fixed 10-year mortgage rates
  • All underwriting, processing, and closing are performed in-house.

Construction loan


Great for those who want financial assistance in building their dream home.

  • Local service
  • Payroll deduction helps you budget
  • Monthly payments help you pay off your loan quicker

Bridge or blanket loan


Great for those in the stage between buying a new house and selling their old house.

  • Uses the existing equity in your current home
  • Local service
  • Fast and easy application process
Apply now Not a member yet? See the benefits. Have a question? Get in touch with us at 419.334.4434