Construction can be stressful—but our approach to loans helps handle all the nuts and bolts.
One-time close
Forget confusing paperwork and a complicated process. We simplify things with a one-time close.
No pre-payment penalties
Other banks might charge predatory fees, but we wouldn’t treat our neighbors that way.
Low fixed 30-year rates
We offer terms that include 12 months of construction, plus a 30-year term after construction.
Fremont Federal Credit Union is as invested in your dream home as you are. So we’re proud to offer these features:
We keep closing costs low
We know this can be a stressful process, and we’d never turn it into a predatory way to charge extra fees.
We handle everything locally
Buying a house is a big decision, and there’s a lot to be said for working with real people who know this area.
We include taxes and insurance
Escrow is included in your mortgage payment, so you can better budget and won’t face surprise costs.
We help you pay off your home faster
We make payments as painless as possible, and do not penalize for early payments.
We help you budget
We’ll break down your costs and provide budgeting tips that actually fit your lifestyle. Imagine that.
We can help you save smarter and build sooner. Learn more about our homebuyer programs.
Learn more
Fremont FCU’s current Mortgage Loan Originator roster can be viewed here by entering Fremont Federal Credit Union’s NMLS ID: 328544
