A Special Dividend

Half a Million Dollars to be Shared with YOU!

Fremont Federal Credit Union (FFCU) has given back to members in a big way: half of a million dollars. On April 14, 2025, FFCU announced the credit union would distribute $500,000 among eligible members in the form of a Special Dividend. On June 30, 2025, the credit union completed that distribution, deposited into members’ checking or savings accounts.

“We had an incredible year in 2024, and we were excited to give back to the people who made it all possible – our members,” said Nick Cray, CEO of FFCU. “As a member-owned credit union, everything we do is focused on supporting our members’ financial well-being. That’s what truly sets us apart. We’re not just here for transactions – we’re here to help guide our members on their path to financial wellness, every step of the way.”

The Board had voted on the dividend during their board meeting on January 16, 2025, saying this approach lives out the FFCU mission and the mission of all credit unions by putting people first. The dividend amount members received was based on their engagement with the credit union. Those with multiple accounts (checking and savings), loans and average monthly transactions received a higher dividend. Since 1946, FFCU has steadily built a strong reputation for great service, low loan rates, convenient banking, and great products.

About Fremont Federal Credit Union

Since 1946, Fremont Federal Credit Union has been dedicated to promoting healthy financial living in the communities it serves. As a financial cooperative, members own and govern the organization. Membership is open to anyone who lives, works, worships, or attends school in Sandusky, Ottawa, Seneca, Wood, Hancock, Lucas, and Fulton counties. With no outside shareholders, profits are reinvested into the credit union, offering members lower rates and fees. Community involvement is at the heart of Fremont Federal Credit Union, which actively supports local initiatives through sponsorships and donations. The mission is to provide the best advice, service, and products to help members achieve financial well-being. Learn more at fremontfcu.com.