Keep healthcare costs in your own hands.


Make the most of pre-tax dollars.

This account lets you save your pre-tax earnings to pay for future medical expenses.

Carry your balance year-over-year.

Unused funds can roll over—no more “use it or lose it” here!

Stay prepared for the unexpected

Our health savings accounts help to cover costs that are not covered by a health plan, so you’re not stuck with an astronomical bill.

Your money stays with you

Since you are the holder of your HSA, it doesn’t matter if you’re employed or between jobs. These funds remain in your control. Imagine that!

Easily buy eligible items

Withdraw from your HSA at any of our teller windows, or use your complimentary VISA check card for qualifying purchases. Just keep your receipts for tax reporting purposes!

FAQs

Here are the questions we get asked the most.

Yes, contributions and withdrawals for qualified expenses are tax-advantaged.

Qualified medical expenses.

Individuals with a high-deductible health plan.

Opening an HSA is easy as ABC.

Become a member with us, and we’ll walk you through all the necessary steps to open this low-maintenance account.
Let’s talk

See all the ways to save.

Our experts are happy to help find the right savings account for your goals.

Regular Savings


0.15%APY*

With a minimum daily balance of $1,000

Great for Those getting to know us. Deposit $5—just like that, you own a share of our credit union.

  • Minimum opening deposit is $5
  • Service charge is $2/month if the balance falls below $100
  • Pays interest on balances of $100 or more
  • Pays interest on all balances if age 18 or less

Money Market Savings


3.04%APY*

Variable based on minimum daily balance

Great for Combining the liquidity of a savings account with limited check-writing privileges. Plus, earning higher interest!

  • Minimum opening deposit is $1,000
  • Service charge is $5/month if balance falls below $1,000
  • Pays interest monthly on all funds over $1,000 at tiered levels
  • No withdrawal or transfer limits 

Special Occasion Accounts


0.15%APY*

Interest paid on all funds

Great for Working toward a bigger goal. With this account, you can easily separate your funds and track your savings and budget.

  • The minimum opening deposit is $0
  • No service charge
  • Pays interest on all balances

Additional Savings Options


  • Ohio Homebuyer Plus Savings Account

    Save faster for your dream home with premium interest & local service. More

  • Share Certificates

    Let your money work for you with this safe, solid investment. More

  • Health Savings Accounts

    Get more flexibility and control over your healthcare costs. More

  • Youth Accounts

    Help kids build good habits early with these accessible accounts. More

*Annual Percentage Yield. The dividend rate for these accounts is subject to change without any notice. Fees or other conditions could reduce the earnings on these accounts. Please contact Fremont Federal Credit Union for additional information regarding applicable rates, fees and terms. Rates effective: June 11, 2026

Open today Not a member yet? See the benefits. Have a question? Get in touch with us at 419.334.4434