Because you’ve earned better banking.

Checking accounts for those age 50 and better.

Not yet a member? See the benefits of becoming one—and apply now.

Premier Checking

Open to those ages 50+

0.35%APY*

Interest paid on all funds

Great for Older adults looking for an interest-earning checking account—and who like special discounts and benefits.

Minimum opening deposit is $50
No service charge
Pays interest on all funds
Two free boxes of personalized standard Premier checks annually
Free notary service
One no-fee money order and an official check per month
Unlimited check writing and free online check copies

Apply now Learn more

Hi-Lo Checking

High Interest, Low Balance

Earn a maximum of

10.47%APY*

on your first $1,500!**

Great for Those looking to earn money quickly and easily.

Minimum opening deposit is $50
Direct deposit required
E-Statements required
Unlimited check writing and free online check copies
Members must make 12 debit card swipes a month

Apply now Learn more

Regular Interest Checking

Open to anyone over the age of 18.

0.15%APY*

With a minimum daily balance of $1,000

Great for People who need the flexibility of maintaining a low minimum balance.

Minimum opening deposit: $50
Service charge: $5
Minimum balance to waive the service charge: $250 daily aggregate total in any Share Deposit Account with Fremont Federal

Apply now Learn more

e-Checking

General Checking

Great for Anyone looking for convenient banking they can access anywhere.

Minimum opening deposit is $50
$5 service charge

Apply now Learn more

*Annual Percentage Yield. The dividend rate for these accounts is subject to change without any notice. Fees or other conditions could reduce the earnings on these accounts. Please contact Fremont Federal Credit Union for additional information regarding applicable rates, fees and terms. Rates effective: June 16, 2026

*APY= Annual percentage yield. **Hi-Lo Checking. Hi–Lo Checking can earn a max of 10.47% APY* on balances up to $1,500.00 when monthly qualification requirements are met. Additional Balances over $1,500.00 earn 0.00% APY. If qualifications are not met, the entire balance earns 0.00% APY. Rates effective: June 16, 2026

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