Checking Accounts

Fremont Federal Credit Union offers convenient and flexible checking accounts that are catered to your specific needs and are low or no cost to you! All of our checking accounts have these standard features:

• Minimum opening deposit of $50
• Free unlimited use of Online Banking with free check copies and Mobile Banking
• Free Telephone Banking via Toni-the-Teller
• Free unlimited Bill Pay - no more stamps, no more checks to write, no more hassle
• Unlimited check writing
• Free Fremont Federal Credit Union Visa Debit Card, which can be used in place of a check to make purchases anywhere Visa is accepted. This can also be used to withdraw from ATMs
• Overdraft Privilege Pay - a discretionary service that FFCU may provide for non-sufficient funds occurrences. Members must opt in for this service
• Rate discount of ¼% on direct installment loans with auto-debit from a Fremont Federal Credit Union checking account
• Free notary service

We have three types of checking accounts to choose from:

E-Checking/Student Checking

This account is perfect for those who enjoy the convenience and flexibility of banking anytime, anyplace, using ATMs, Mobile Banking, Online Banking, and Telephone Banking.

• Requires direct deposit payroll and E-Statements
• Monthly service charge is $5 if balance in Regular Savings account falls below $25
• This checking account is FREE when maintaining a $25 balance each day in Regular Savings account

Regular Interest Checking

Designed for our members who write more than a few checks each month and want the flexibility of maintaining a low minimum balance in their Regular Savings account.

• Monthly service charge is $5 if balance in Regular Savings account falls below $250 or $1,000 in any other type of deposit account with Fremont Federal Credit Union
• This checking account is FREE when maintaining a $250 balance in Regular Savings account or $1,000 minimum in any other type of deposit account with Fremont Federal Credit Union
• Interest paid with minimum daily balance of $1,000 or more
• E-Statements available

Premier Checking

For our members age 50 or better and looking for an interest earning checking account - and with special banking discounts and benefits.

• No minimum balance requirements
• No monthly service charge
• Pays interest on all funds
• E-Statements available
• .10 basis point rate bonus on CDs - excluding Jumbo and promotional CDs
• Two free boxes of personalized standard Premier checks annually
• One no fee money order and official check per month

Too much information? Let us assist you. Stop by your favorite Fremont Federal Credit Union office or call us at 419-334-4434 in Fremont or 419-849-2570 in Woodville and we'll be glad to go over the features and benefits of our checking accounts. We'll help you choose the one that's right for you and help you switch over.

Know what you want and would rather switch yourself? Click here for our Switch Kit!