Get Back to School and Back on Track with Fremont Federal Credit Union

Heading into a new school year can bring plenty of expenses—from books and supplies to clothes and dorm essentials. Fremont Federal Credit Union is here to help with smart, affordable financial solutions designed just for you.

Back to School Loan — Simple, Affordable, and Flexible

Our Back to School Loan starts at 9.4% APR* for 24 months, making it easier to cover those extra costs without breaking the bank. Plus, you won’t have to make a single payment for the first 75 days—giving you time to settle in and get comfortable. Borrow for expenses such as books, class fees, dorm room essentials, or even the best tech with a fix, affordable rate!

Low-Rate Credit Cards Built for Students and Families

Need a credit card to handle everyday expenses? Our FFCU credit cards start as low as 1.99% APR*, perfect for clothes, supplies, groceries, and more. Manage your spending while earning rewards along the way.

Spend and Get Rewarded

Use your FFCU credit card and get rewarded for your purchases:

• Spend $500 in qualifying purchases and get $10 back
• Spend $1,000 in qualifying purchases and get $25 back

It’s an easy way to save while you spend.

Ready to Get Started?

Don’t wait—these back-to-school offers won’t last forever. Apply today online or visit your local Fremont Federal Credit Union branch to talk with a member service representative who can help find the right solution for you.

*Annual Percentage Rate (APR). Credit Card Offer: Open a new credit card and enjoy a 1.99% introductory APR on all retail purchases for the first 12 months from the date of account opening (available to applicants with a credit score of 600 or higher). This promotional rate excludes cash advances and balance transfers. Rebate Offer: Rebate is awarded based on total back to school purchases made during the promotional period of August 1 to September 30, 2025. A $10 rebate will be issued to cardholders who complete $500 in total qualified purchases or $25 rebate will be issued to cardholders who complete $1,000 or more in total qualified purchases. Limit one rebate per card account for a maximum rebate of $25. Offer applies only to the recipient of the back to school promotional email. Cash advances, balance transfers, fees, and finance charges are not considered qualifying purchases. You must register your card at mycardrebate.com/backtoschool on or before September 30, 2025 to qualify. Appropriate rebate credit will be automatically posted to your account within 8 weeks of the promotion end date and is non-transferable. Back to School Loan Offer: Rates as low as 9.4% APR are available for loans between $2,500 and $10,000 with a 24-month term, based on loan amount and credit worthiness. (9.4% APR is based on a $10,075 loan with a term of 24 months, with monthly payments of approximately $484.) A $75 processing fee applies. Direct deposit and automatic payments are required. Enjoy no payments for the first 75 days; however, interest begins accruing when funds are disbursed. Promotional rates and terms are subject to change without notice. All offers are subject to credit approval. Member must be in good standing for all promotions. Additional terms and conditions may apply. Please refer to the full loan and/or card member agreement for complete details. Offers valid starting August 1, 2025. 1.99% rate promo ends September 15; all others end September 30, 2025.Membership eligibility required. Federally insured by NCUA.