Fremont Federal Credit Union Home Equity Loans
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Online Banking

Home Equity Loans

Do you know you may have a tax-deductible* way to borrow money at a low rate and use it for any purpose you want? A Home Equity Loan may be the answer.

We'll help you determine the current market value of your home and then compare it to the outstanding principal on your loan. Whatever is left you may be able to borrow against in the form of a Home Equity Loan. We can do a credit line, aka Home Equity Line of Credit, where you will be approved for a certain dollar amount and then you use it as you need it, or we can do a specific dollar amount for a specific amount of time called Home Equity Loan.

How do I use a Home Equity Line of Credit?
There are 3 ways to access your Home Equity Line of Credit:

  1. We'll give you checks to write for stuff you need and the money will come from your Home Equity Line.
  2. You may access the line via our Online Banking to transfer to another account.
  3. Or you can visit one of our friendly tellers to withdraw from the loan in person.

What can I use this for again?

  • Home repairs or improvements
  • Debt consolidation
  • College funding
  • Big wedding
  • Once-in-a-lifetime vacation
  • Motorcycle, RV, or boat
  • Classic car
  • Any big purchase where you might need a great rate and possible tax deductibility*

Check out our competitive rates (fixed and variable) and no closing cost Home Equity Loans. Loans secured by real estate are available within our field of membership, however, other areas may be considered.

Give us a call at 419-334-4434 in Fremont, 419-849-2570 in Woodville, 419-547-2348 in Clyde, and 419-573-6310 in Port Clinton for more information or to apply.

* Consult your tax advisor regarding the deductibility of interest.

Whatever your home buying needs may be, start by talking with us and examining all the options that are available. You’ll be pleasantly surprised and in no time you’ll be saying home sweet home...


NMLS Numbers
Fremont Federal Credit Union: Institution #328544

Kameron Allicock: #1677345                                                                   Kelly Hrupcho: #1034665
Douglas Brisendine: #494252 John McDonald: #1743918
Tammy Davis: #584662 William Nicholson:  #767600
Judy Dorsey: #767606 Rhonda Snodgrass: #767602
Rachel Firstenberger: #767603 Alisha Stout: #1674628
Robin Gowitzka: #767624 Frank Weasner:#684294
Ron Grindle:  #767599 Kaitlin Walkowiak: #2043062
Kim Hill: #767605  
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