Fremont Federal Credit Union 2022 Annual Report

2022 Board of Directors John Lauer Chairman Joined the Board in 1990 Retired - Fremont City Auditor Rick Egbert Vice Chairperson Joined the Board in 2009 Carbo Forge Inc. Executive Vice President / Chief Financial Officer JimYeager Treasurer Joined the Board in 1996 Retired — President of The Fremont Flask Company Dudley F. Singer III Secretary Joined the Board in 2011 S & S CPA, Inc. Owner Juanita Sanchez Director Joined the Board in 1995 Retired – Terra State Community College Maria Ranker Director Joined the Board in 2006 USI Insurance Services Personal Risk Specialist Paul Howard Director Joined the Board in 2022 Retired – CFO of Fremont Federal Credit Union Cory Stine Director Joined the Board in 2021 Terra State Community College Bob Foster Director Joined the Board in 2022 Owner of Foster Auto Body Elaine F. FFCU has a great group of professional people working there who are dedicated to helping theirmemberswith any financial issue theymay have. FFCU EXECUTIVE TEAM Nicholas Cray — President/Chief Executive Officer Angie Chlosta — Chief Operations Officer Joe Berger — Chief Financial Officer Hilda Howard — Chief People Officer William Nicholson — Chief Lending Officer Matt Ollom— Chief Information Officer FFCUMANAGEMENTTEAM Lori Turner...........................................Marketing Manager Jack Milkie...................Reporting & Analytics Manager Andrea Butzier............Information Systems Manager Joanne S. Vollmar..........................Compliance Manager Rachel Firstenberger..................................Loan Manager Jennifer L. Durnwald....................Accounting Manager Lauren Whitt...............................Card ProgramManager Rennia Pence...........................Asset Recovery Manager Mary Paul......................Branch Manager - Port Clinton Kaitlin Walkowiak......................Branch Manager – East Kim Hill...............................Branch Manager – Woodville Rhonda K. Jones.......................Branch Manager – West Kimberly S. Weaver.................Branch Manager – Main