Welcome Home Funds
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Fremont Federal Credit Union works with the Federal Home Loan Bank of Cincinnati to offer our qualifying members Welcome Home Fund grants.
Welcome Home funds may be used to fund reasonable down payments and closing costs for up to $15,000 for honorably discharged veterans, reservists,

surviving spouses of military personnel, and active duty military low and up to 10,000 for 
moderate-income homebuyers in Ohio. Welcome Home funds
typically become available in early spring and are available on a first-come, first-served basis, but only to the extent funds are available through the

Federal Home Loan Bank. Funds are typically depleted by late spring.
Our Mortgage Officers will be able to answer additional questions about qualifications and grant availability. 
The program opens this year on February 6, 2023

Welcome Home Program Funds are grants available only to banks & Credit Unions that are members of the FHLB and choose to participate in the program.

Once again, Fremont Federal Credit Union is pleased to provide this grant opportunity to qualified borrowers.

  • Fremont Federal Credit Union will qualify the borrower in accordance with our standard lending guidelines and the 2023 Welcome Home Program guidelines.
  • Banks and Credit Unions can begin submitting applications for fund reservations on February 6, 2023.
  • Funds are available per household on a “first come, first serve” basis; as we’ve experienced in prior years, funds may only be available for a few weeks.
  • Approved funds are in the form of a grant, which requires a five-year retention requirement from the borrower, as identified on the deed.
  • Welcome Home has asked participating applicants to allow up to 4 to 6 weeks to review and approve a fund reservation request.
  • Loan closings cannot be scheduled prior to receive approval of reserved funds from the FHLB.

Apply Now

For more information on the Welcome Home Program, contact Ron Grindle or Corey Hinsch, our Mortgage Loan Originators, at rgrindle@fremontfcu.com - 419-333-2934 or chinsch@fremontfcu.com - 419-333-1683 for all your home loan needs.

Fremont FCU’s current Mortgage Loan Originator roster can be viewed at the following link https://www.nmlsconsumeraccess.org by entering Fremont Federal Credit Union's NMLS ID: 328544

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